Judge Napolitano Quote: Converting a portion of your assets to physical, unprintable gold and silver anchors your portfolio to the wisdom of the founding fathers and the Constitution.
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Will Your Retirement Savings Retain Its Value?

Add Precious Metals
to Your Retirement Portfolio

Protect Your Hard-Earned Savings

With all of the economic and financial uncertainty today, it is unclear what the future will bring. Buying precious metals isn’t a get-rich-quick scheme, but a vehicle for wealth preservation.

Precious metals can be critical to the health and balance of your retirement portfolio. Use this guide to learn more as you open your Precious Metals IRA.

4 Benefits
of a Precious Metals IRA


Invest in a Hard Asset

Unlike traditional assets (cash, stocks or bonds), a Precious Metals IRA allows for certain types of physical gold, silver, platinum, or palladium to be held in your name.

Precious metals are tangible and rare. As finite resources, they have inherent value and are trusted by banks and billionaires as a store of wealth.

Unlike stocks, gold is meant to be held long-term because it hedges other investment sell offs.

I want part of my wealth in tangible form, such as gold. You can't hack gold, you can't digitally delete or erase gold, and you can’t infect it with a computer virus because it’s physical.
– James Rickards
Best-Selling Author and Commentator
James Rickards

Grow Earnings Tax Deferred

IRAs are tax-free and penalty-free when done correctly. Transfers from IRAs invested in traditional assets, as well as rollovers from qualified retirement plans such as 401(k), 401(2), 403(b), 457 and Thrift Savings Plans (TSP) are allowed. The best part is your earnings grow tax-deferred.

Safe Storage of Your Metals

Your physical metals are stored in your name with Delaware Depository Service Company. DDSC is the industry-leading, IRS-approved depository for the safeguarding of precious metals since 1999. Their state-of-the-art depository meets bank vault standards, and your metals receive full-protection insurance, including during transit.


Flexible Distribution Options

When it’s time to take a distribution, in addition to liquidating to receive cash, Precious Metals IRAs offer an option that other IRAs cannot: you can take physical possession of your metals, and potentially benefit from price growth.


Why Own
Precious Metals?


Hedge Against an
Uncertain Stock Market

Did anyone imagine the market could take such a swift turn in 2020 when the pandemic first hit, or think there was a problem one month before the 2008 financial crisis?

Nobody can see these shocks coming. That’s why diversification of your assets can potentially protect investors in the event of market sell-off. It took nearly a decade to see a full recovery from the 2008 crisis. In 2023, can your portfolio handle the market volatility that continues to make headlines? Precious metals provide many investors a great hedge for their portfolio.


Protect Your
Purchasing Power

The national debt now exceeds the $31 trillion mark and the dollar’s purchasing power continues to dwindle.

Meanwhile, gold has a centuries-long history of maintained purchasing power. A purchase of 60 one-ounce gold coins 23 years ago, at $280 an ounce, would have bought you a nice new car for $16,800. Today, those same 60 coins would get you a $120,000 new car. Now that’s how you can preserve your purchasing power — and upgrade your lifestyle!

10 Questions? Speak to an Account Executive at (800) 781-5308

Build Wealth With
A Tangible Asset

An investment in gold or silver is truly unlike any other kind of investment available.

It is not just some blip on a statement, or a line on a chart. No government can simply print it into existence.

Precious metals are tangible and rare. As finite resources, they have inherent value and are trusted by central banks, billionaires and informed investors.


1. Open a self-directed IRA account by completing a short application.
2. Transfer funds. Your new Precious Metals custodian works directly with your current custodian to rollover all or a portion of your funds into your new Precious Metals IRA. We are always here to help along the way.
3. Select your metals. Once funds have been deposited into your account, you are ready to select and purchase your metals.
4. Safe storage at an insured depository, where your account is safe and secure.
12 Questions? Speak to an Account Executive at (800) 781-5308

What Happens
When it's Time
to Take a

A Precious Metals IRA
Has Distinct
Distribution Options

Precious Metals IRAs have advantages when you are looking to take a distribution or withdrawal. You have the choice between two different types of distributions:

Cash Distribution

Lear Capital can help you liquidate all or a portion of your physical metals and you choose whether you'd prefer to receive a check or a bank wire in US dollars.

In-Kind Metals Distribution

You may elect to have all or a portion of your physical metals shipped directly to you for private storage. Unlike stocks, which are liquidated for cash, you can hold on to precious metals after distribution and potentially benefit from price growth.

You can hold on to your coins, pass them on to children or grandchildren or liquidate as needed or desired.

Customers Recommend
Lear Capital

Fortunately I lucked into finding Lear Capital.
Lear made gold investing a safe, profitable, and pleasurable experience for me.
S. Gorder from Seattle, WA
5 Stars
It’s a pleasure dealing with investment specialists who know what they’re doing. Through newsletters, reports and timely phone calls, Lear provides me with all the intelligence I need to make accurate investment decisions.
E. Sutherland from Atlanta, GA
5 Stars
Lear has been so helpful getting me started in silver investments and keeps me abreast of the status of my account. Deliveries have been fast. I will definitively recommend Lear to my friends.
G. Eledredge from Miami, FL
5 Stars
This was my first experience in purchasing precious metals. Lear answered all my questions and explained all options I had and the process for each. The coins arrived in mint condition. I am very pleased and I made a second purchase already.
Anthony from Lacrescent, MN
5 Stars
I have been a client for over 15 years and have always been treated professionally and efficiently. Ease of purchase and privacy always protected.
Frank from Farmington Hills, MI
5 Stars
My most recent precious metal coin purchase was the best I have ever done. I had a great interface with the rep who was informative and professional. I feel like I got a good deal and definitely plan to purchase again from Lear.
Peter from Trussville, AL
5 Stars
I never expected this experience would be so easy and enjoyable. Thank you for treating me as a brother, not as a number or a bottom line. Service like yours is a rare and pleasant find.
Scot from New Bern, NC
5 Stars
My experience was fantastic. I was able to ask all the questions I needed without any judgment from the knowledgeable staff. My order was prompt and the product received was great quality. I look forward to a continuing relationship with Lear.
Ben from Manchester, CT
5 Stars
I have placed two orders recently. Both of my experiences were very good. Lear representatives were very insightful and pleasant. The product sent was in great condition.
Mel from Costa Mesa, CA
5 Stars
Talk about a bunch of people who follow up and really care. This is the company. They took the time to help me understand the market, the process, and what to expect. I wouldn't buy precious metals anywhere else.
Randall from Hollandale, MN
5 Stars
My experience with Lear Capital was awesome. I did an IRA rollover into gold and silver. My rep made the process easy. I highly recommend Lear Capital.
Eric from Long Beach, CA
5 Stars
I have been a customer of Lear since 2009. They have educated me and guided me through every step. I recommend Lear to my friends but I always send them to Joe. I trust him and appreciate his knowledge, help, and guidance.
Anne from Merritt Island, FL
5 Stars
My questions were clearly answered. I was expertly guided through the options of purchase, and given clear advice on purchasing. I feel comfortable in the guidance given and the items purchased.
Samuel from Shreveport, LA
5 Stars
Fast and friendly service with sound financial advice. Very satisfied with the silver coins we have purchased. Will definitely explore rollover of some smaller IRA accounts. Great follow through and execution of the order.
Joseph from Los Angeles, CA
5 Stars


When it comes to your hard-earned dollars, you want to work with a company that has a solid reputation, a record of integrity, a wealth of experience and excellent customer service.

Since 1997, Lear Capital has been the vanguard of the Precious Metals IRA industry, with over $3 billion dollars in transactions. Lear Capital is one of the highest-rated precious metals investment dealers. That’s over 25 years of happy, satisfied customers.

Consumer Affairs
First Filled Star (4.7 out of 5) Second Filled Star (4.7 out of 5) Third Filled Star (4.7 out of 5) Fourth Filled Star (4.7 out of 5) Fifth Half-Filled Star (4.7 out of 5)
Trust Pilot
First Filled Star (4.9 out of 5) Second Filled Star (4.9 out of 5) Third Filled Star (4.9 out of 5) Fourth Filled Star (4.9 out of 5) Fifth Half-Filled Star (4.9 out of 5)
First Filled Star (4.8 out of 5) Second Filled Star (4.8 out of 5) Third Filled Star (4.8 out of 5) Fourth Filled Star (4.8 out of 5) Fifth Half-Filled Star (4.8 out of 5)
Our Independent Ratings Show Our
Commitment to Our Clients
Consumer Affairs: 4.7/5 Stars (1,100+ reviews)
Trust Pilot: 4.9/5 Stars (750+ Reviews)
Google: 4.8/5 Stars (200+ reviews)
* Ratings as of March 2023.
Consumer Affairs Trust Pilot Google
Lear Capital, Inc. | 1990 S. Bundy Drive, Suite 650 | Los Angeles, CA 90025

Lear Capital, Inc.’s (LCI) website and brochures and the other information it disseminates are for general educational purposes only. They are not and should not be considered investment advice. Customers may not rely on these general education/information materials for any purpose. The precious metals markets, moreover, are fluid and fast changing. Information provided herein may be superseded by intervening events.

LCI is not a financial planner, retirement specialist or investment professional. LCI does not provide legal advice, tax advice, or retirement-specific recommendations, and the information it provides does not take into account each customer’s particular economic circumstances and investment/retirement objectives. Your investment and retirement needs may be different and should be factored into any investment decision.

Each customer is responsible for doing his or her own independent research regarding any decisions he or she makes about purchasing precious metals through LCI or elsewhere.

Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. LCI cannot guarantee, and makes no representation, that precious metals will appreciate or appreciate sufficiently to make customer a profit. LCI’s precious metals prices include a spread (i.e., a margin over and above LCI’s cost for the physical precious metals). This spread covers LCI’s operating costs (such as rent, marketing and salaries) as well as LCI’s profits. LCI’s spreads are variable, but are typically in the range of 33% for Numismatic, Semi-Numismatic and IRA transactions. Customer’s precious metals must appreciate enough to cover this spread for customer to make a profit.

Past performance is no guarantee of future performance.   |   C.P.D.Reg. No T.S.21-08132
$3 Billion In Trusted Transactions
Consumer Affairs #1-Rated
Precious Metals Dealer
Celebrating 20 Years in Business

Have Some Questions?

Speak with a professional account representative now
by calling (800) 781-5308

Ready to Get Started?

You are welcome to download the application and submit the paperwork via fax, email, or regular mail:
Fax: (310) 826-4049
Email: IRA@LearCapital.com
Mail: 1990 S. Bundy Drive
Suite 600
Los Angeles, CA 90025